Long Term Care University – Question of the Month – 05/15/17 Research By Aaron Skloff, AIF, CFA, MBA Q: We read the Long Term Care University article that compares Traditional to Combination Life and Long Term Care (LTC) Insurance and prefer the Combination policy (or Hybrid). Can you please review the Minnesota Life […]
Long Term Care University – Question of the Month – 04/15/17 Research By Aaron Skloff, AIF, CFA, MBA Q: We read the article ‘Traditional Versus Combination Life and Long Term Care Insurance’ and decided we want to purchase a Combination policy. When comparing two Combination policies we realized one of the policies explicitly […]
Click to Enlarge This Morningstar Inc. chart shows the S&P 500’s annualized gains and losses through many bull markets and bear markets from 1903 to 2016. “Ten of the 12 bull markets had annualized gains greater than 15%. Similarly, annualized losses exceeded 15% in 10 of the 11 bear markets. Second, bear markets typically unfold more […]
Click to Enlarge This Morningstar Inc. chart shows the S&P 500’s performance through many bull markets and bear markets from 1903 to 2016. “Over the period from 1903 to 2016, there were 12 bull markets in the S&P 500. The average bull market lasted 8.1 years, with a total return of 387%. The average bear market […]