Cost of Long Term Care by State 2013

By Aaron Skloff, AIF, CFA, MBA

Genworth 2013 Cost of Care Survey

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Home Adult Day Assisted Nursing Home Nursing Home
Health Aide Care Living Facility Semi-Private Room Private Room
State Hourly Rate Daily Rate Monthly Rate Daily Rate Daily Rate
Alabama  $           16  $         25  $           2,600  $                      180  $              191
Alaska  $           25  $       113  $           6,000  $                      742  $              701
Arizona  $           20  $         75  $           3,350  $                      199  $              237
Arkansas  $           17  $         64  $           2,865  $                      150  $              165
California  $           23  $         77  $           3,710  $                      230  $              268
Colorado  $           22  $         62  $           3,520  $                      212  $              239
Connecticut  $           21  $         80  $           5,000  $                      387  $              416
Delaware  $           22  $         63  $           5,533  $                      274  $              294
D.C.  $           19 N/A N/A  $                      250  $              288
Florida  $           19  $         60  $           3,000  $                      225  $              250
Georgia  $           18  $         62  $           2,703  $                      173  $              185
Hawaii  $           25  $         70  $           4,200  $                      350  $              398
Idaho  $           19  $         93  $           3,198  $                      224  $              237
Illinois  $           21  $         69  $           4,050  $                      170  $              193
Indiana  $           19  $         70  $           3,705  $                      195  $              235
Iowa  $           21  $         52  $           3,150  $                      161  $              176
Kansas  $           19  $         65  $           3,490  $                      155  $              172
Kentucky  $           18  $         58  $           2,720  $                      201  $              223
Louisiana  $           15  $         57  $           3,150  $                      150  $              160
Maine  $           22  $         98  $           4,500  $                      270  $              285
Maryland  $           20  $         77  $           3,400  $                      250  $              274
Massachusetts  $           24  $         60  $           4,950  $                      345  $              365
Michigan  $           20  $         67  $           2,850  $                      230  $              255
Minnesota  $           25  $         66  $           3,350  $                      198  $              219
Mississippi  $           17  $         63  $           3,000  $                      200  $              208
Missouri  $           18  $         70  $           2,288  $                      145  $              159
Montana  $           21  $         80  $           3,600  $                      198  $              218
Nebraska  $           22  $         48  $           3,360  $                      178  $              198
Nevada  $           21  $         65  $           2,850  $                      222  $              245
New Hampshire  $           24  $         65  $           3,589  $                      295  $              330
New Jersey  $           21  $         80  $           5,994  $                      300  $              332
New Mexico  $           20  $         75  $           3,518  $                      195  $              219
New York  $           22  $         75  $           3,950  $                      332  $              344
North Carolina  $           18  $         50  $           2,900  $                      197  $              212
North Dakota  $           23  $         63  $           2,852  $                      240  $              250
Ohio  $           19  $         52  $           3,920  $                      204  $              225
Oklahoma  $           19  $         60  $           2,967  $                      135  $              152
Oregon  $           21  $         94  $           4,023  $                      232  $              254
Pennsylvania  $           20  $         56  $           3,175  $                      259  $              286
Rhode Island  $           23  $         65  $           4,148  $                      280  $              305
South Carolina  $           18  $         50  $           3,000  $                      189  $              201
South Dakota  $           20  $         41  $           3,036  $                      191  $              203
Tennessee  $           17  $         59  $           3,525  $                      183  $              196
Texas  $           18  $         33  $           3,336  $                      130  $              168
Utah  $           21  $         56  $           2,888  $                      165  $              198
Vermont  $           24  $       129  $           3,750  $                      266  $              295
Virginia  $           18  $         60  $           3,775  $                      204  $              230
Washington  $           22  $         68  $           4,250  $                      243  $              263
West Virginia  $           16  $         70  $           3,250  $                      236  $              251
Wisconsin  $           22  $         62  $           3,538  $                      238  $              265
Wyoming  $           20  $         80  $           3,300  $                      199  $              208
U.S.  $           19  $         65  $           3,450  $                      207  $              230

The most comprehensive study of its kind, Genworth’s 2013 Cost of Care Survey (conducted by CareScout®) covers nearly 15,000 long term care providers across all 50 states and the District of Columbia, in 437 regions nationwide. This unique level of detail can help consumers plan for long term care costs in their preferred location and care setting.

Home Health Aide Services (Licensed)

Provides “hands-on” personal care, but not medical care, in the home, with activities such as bathing, dressing and transferring. This is the rate charged by a non-Medicare certified, licensed agency. Personal and home health aides help those who are elderly, disabled or ill live in their own homes instead of residential care facilities or nursing homes. Home health aides may offer services to people who need more extensive personal care than family or friends are able, or have the time or resources, to provide.

Adult Day Health Care

Provides social and other related support services in a community-based, protective setting during any part of a day, but less than 24-hour care. Adult Day Health Care centers can offer a much needed break to caregivers. This type of care provides service at community-based centers for adults who need assistance or supervision during the day but who do not need around-the-clock care. There are a variety of “models” of Adult Day Health Care programs. All models are intended to offer socialization, supervision and structured activities designed for the individual needs of the participants at the center. Some programs also may provide personal care, transportation, medication management, health-related services, intergenerational programming, social services, meals, personal assistance and therapeutic activities.

Assisted Living Facility (One Bedroom – Single Occupancy)

Provides “hands-on” personal care as well as medical care for those who are not able to live by themselves, but do not require constant care provided by a nursing home. Assisted living facilities (referred to as Residential Care Facilities in California) are living arrangements that provide personal care and health services for people who may need assistance with ADLs, but who wish to live as independently as possible and do not need the level of care provided by a nursing home. It’s important to note that assisted living is not an alternative to a nursing home, but an intermediate level of long term care.

Nursing Home (Semi-Private Room)

Provides skilled nursing care 24 hours a day. Nursing homes are for those people who may need a higher level of supervision and care than what is provided in an assisted living facility. They offer residents personal care assistance, room and board, supervision, medication, therapies and rehabilitation, as well as skilled nursing care 24 hours a day.

Nursing Home (Private Room)

Provides skilled nursing care 24 hours a day.

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