The Curse of a Diagnosis – Wall Street Journal – 05/22/12

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The Wall Street Journal

Health Journal – May 22, 2012

The Curse of a Diagnosis

Is Early Detection Useful If a Disease Has No Cure? An Alzheimer’s Dilemma

By Melinda Beck

If you were in the early stages of Alzheimer’s disease, would you want to know?

That question will haunt a growing number of people and their families as scientists devise more ways to diagnose the degenerative brain disease before it causes severe symptoms, but still can’t prevent or cure it.

Linda Dangaard underwent a spinal-tap test last year confirming suspicions of early Alzheimer’s disease at age 56. Allowing his wife to be tested “was the biggest mistake of my life,” says Colin Dangaard, age 70.

Mr. Dangaard disputes that his wife is significantly impaired and says the diagnosis has done more damage than the disease. “Sure, she can’t do the complicated ordering that she used to do in our business, but there are lots of other things she does very well,” he says.

Comments May 22, 2012

Alzheimer’s disease and other forms of dementia devastate the patient and their loved ones, as they may require 24 hours of care and supervision. According to the Alzheimer’s Association, of the 5.4 million Americans that have Alzheimer’s disease, 200,000 had younger-onset (64 years of age and younger) Alzheimer’s. A staggering one in eight people aged 65 and older (13%) have Alzheimer’s disease.

The care for Alzheimer’s disease may start in your home in small increments; such as an hour or two in the morning or evening. As the disease progresses care may remain in your home, but extend to waking hours. Some people afflicted with the disease require 24 hour care, as they wake-up and wander throughout the night.

Fortunately, many long term care insurance polices will pay for your care if you have a severe cognitive impairment, such as: dementia, Alzheimer’s disease, short or long term memory loss or poor judgment of safe or unsafe situations. Additionally, many long term care insurance policies will pay for your care in your home and an assisted living facility or nursing facility.

Learn more about Alzheimer’s disease and long term care insurance at:
www.skloff.com/services-ltci.htm
Aaron Skloff, AIF, CFA, MBA
CEO – Skloff Financial Group

Aaron Skloff, Accredited Investment Fiduciary (AIF), Chartered Financial Analyst (CFA), Master of Business Administration (MBA), is the Chief Executive Officer of Skloff Financial Group, a Registered Investment Advisory firm. The firm specializes in financial planning and investment management services for high net worth individuals and benefits for small to middle sized companies.  He can be contacted at www.skloff.com or 908-464-3060.

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