The Wall Street Journal Weekend Investor – Family Value – February 16, 2013 Expecting the Unexpected When It Comes to Retirement Planning By Kelly Greene As long-term-care-insurance costs climb, families are turning to continuing-care retirement communities as an alternative. Long-term-care insurance generally pays for home care, assisted living or skilled nursing when a policyholder suffers […]
The Wall Street Journal Weekend Investor – March 9, 2013 More Firms Roll Out Roths By Kelly Greene Many employers are planning to add a Roth 401(k) option to their offerings of corporate benefits in the next 12 months, a new survey suggests, making it easier for workers to save money that can be withdrawn […]
Source: Morningstar, Inc. as of 9/30/12. Large-cap stocks are represented by the Russell 1000 Index, an index of the 1,000 largest companies in the Russell 3000 Index. Mid-cap stocks are represented by the Russell Midcap Index, which measures the performance of the mid-cap segment of the U.S. equity universe. Small-cap stocks are represented by the […]
Long Term Care University – Question of the Month – 01/15/13 Research By Aaron Skloff, AIF, CFA, MBA Q: We read the November 15, 2012 and December 15, 2012 Long Term Care University articles that compare Combination Life/Long Term Care insurance policies to Traditional Long Term Care (LTC) insurance policies and decided to […]
The Wall Street Journal Weekend Investor – Family Value – January 5, 2013 Time to Convert to a Roth 401(k)? By Kelly Greene The new legislation expands a 2010 law that gave workers investing through so-called defined-contribution plans such as 401(k)s the leeway to roll pretax savings and employer contributions into Roth accounts within their plans. […]
The bill approved in Congress to avert the fiscal cliff would bring the first major tax increase on high earners in 20 years. Laura Saunders breaks down how new tax increases will impact across different tax brackets. Payroll Taxes Increase to 6.2% from 4.2% (almost a 50% increase) Taxpayers Making $200,000 (Single), $250,000 (Couples) Would […]
The Independent Press Money Matters – Skloff Financial Group Question of the Month – January 2, 2013 By Aaron Skloff, AIF, CFA, MBA Q: We are ready to get serious about our retirement savings in 2013. What are the contribution limits for various retirement accounts in 2013? The Problem – Lack of Retirement […]