Cost of Long Term Care by State 2021

By Aaron Skloff, AIF, CFA, MBA

Genworth 2021 Cost of Care Survey

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Home Adult Day Assisted Nursing Home Nursing Home
Health Aide Health Care Living Facility Semi-Private Room Private Room
State Monthly Monthly Monthly Monthly Monthly
Alabama  $        3,851  $           758  $            3,503  $          6,676  $           7,026
Alaska  $         5,720  $       1,562  $          6,830  $         31,512  $         31,512
Arizona  $        5,434  $      2,102  $          4,000  $           6,540  $           8,030
Arkansas  $        4,195  $        1,733  $           3,760  $           6,083  $           6,692
California  $         6,101  $        1,842  $         5,250  $          9,794  $           12,167
Colorado  $         6,387  $        1,950  $          4,750  $           8,567  $          9,726
Connecticut  $        5,339  $        1,842  $          5,129  $         13,764  $         15,170
Delaware  $        5,339  $        1,661  $           5,995  $         12,273  $         12,577
D.C.  $        5,339  $        2,282 $            5,948  $          11,467  $          13,049
Florida  $        4,767  $       1,517  $          4,000  $           8,654  $          9,627
Georgia  $        4,385  $       1,300  $           3,535  $           7,011  $           7,604
Hawaii  $         5,720  $        1,625  $           5,375  $          12,501  $         14,113
Idaho  $        5,434  $       2,167  $           3,838  $           8,517  $          9,125
Illinois  $        5,339  $        1,885  $          4,488  $           6,266  $           7,156
Indiana  $        4,767  $        1,733  $           4,283  $           7,270  $           8,700
Iowa  $         5,577  $        1,353  $           4,367  $          6,874  $           7,452
Kansas  $        4,671  $        1,788  $           4,580  $           6,296  $           6,813
Kentucky  $        4,767  $        1,690  $           3,448  $          7,178  $           7,969
Louisiana  $        3,718  $        1,788  $           3,748  $          5,759  $           6,060
Maine  $        5,720  $       2,600  $          5,865  $          10,494  $          11,254
Maryland  $        5,148  $        1,928  $           4,900  $          10,342  $         12,167
Massachusetts  $         5,911  $       1,587  $           6,500  $         12,623  $          13,535
Michigan  $        5,529  $        1,733  $          4,250  $           9,095  $          9,855
Minnesota  $         6,912  $        2,167  $          4,508  $          11,601  $         13,072
Mississippi  $        3,813  $        1,408  $           3,500  $           7,118  $           7,314
Missouri  $        4,767  $        1,907  $           3,000  $           5,262  $           5,931
Montana  $        5,339  $       2,600  $           4,450  $          7,574  $           8,060
Home Adult Day Assisted Nursing Home Nursing Home
Health Aide Health Care Living Facility Semi-Private Room Private Room
State Monthly Monthly Monthly Monthly Monthly
Nebraska  $         5,339  $        1,842  $           4,076  $           7,483  $          8,289
Nevada  $         5,148  $        1,788  $          3,750  $          9,216  $          10,007
New Hampshire  $        6,197  $        1,842  $           6,053  $         10,950  $          12,015
New Jersey  $        5,710  $        1,950  $           6,495  $        11,254  $         12,151
New Mexico  $        4,652  $        1,993  $          4,498  $           7,604  $           8,365
New York  $        5,720  $        1,950  $          5,750  $         12,471  $         13,231
North Carolina  $         4,385  $        1,197  $          4,010  $          7,483  $            8,213
North Dakota  $         5,689  $        3,383  $           3,391  $         11,978  $         12,587
Ohio  $        5,053  $        1,733  $           4,635  $           7,300  $           8,213
Oklahoma  $        4,862  $       1,495  $          3,855  $           5,475  $           6,083
Oregon  $         6,101  $       2,654  $          5,045  $          10,342  $          11,113
Pennsylvania  $         4,957  $       1,625  $          4,100  $           10,403  $          11,157
Rhode Island  $         5,958  $        1,798  $          6,826  $           9,429  $          10,038
South Carolina  $        4,481  $       1,408  $          3,612  $          7,285  $           7,984
South Dakota  $         5,911  $        2,600  $          3,350  $          7,118  $           7,604
Tennessee  $         4,576  $       1,733  $          4,105  $          7,148  $          7,665
Texas  $         4,576  $           769  $          3,998  $           5,125  $          7,092
Utah  $        5,720  $       1,939  $           3,500  $          7,178  $           9,125
Vermont  $         5,720  $       3,224  $          5,250  $          10,585  $          11,102
Virginia  $        4,954  $         1,690  $          5,250  $           8,213  $           9,155
Washington  $        6,578  $       2,600  $          6,000  $          9,429  $          10,466
West Virginia  $         3,575  $       1,083  $           4,160  $         11,619  $         12,212
Wisconsin  $         5,720  $       1,723  $          4,600  $           9,022  $           9,733
Wyoming  $         5,529  $        1,733  $           4,169  $           6,996  $          7,635
U.S.  $        5,148  $        1,690  $          4,500  $           7,908  $           9,034

Genworth’s annual Cost of Care Survey, one of the most comprehensive studies of its kind, contacted over 67,000 long term care providers nationwide to complete almost 15,000 surveys for nursing homes, assisted living facilities, adult day health facilities and home care providers.

Home Care

A home health aide will typically help with bathing, dressing, transferring and toileting, but not with catheters or injections. Most of these agencies also provide homemaker services that typically include assistance with shopping, finances, cooking, errands and transportation. Homemaker services may also be employed for the purpose of providing companionship.

Adult Day Health Care (ADH)

ADH is designed to meet the needs of adults who are functionally and/or severely cognitively impaired. Programs are intended to be structured and comprehensive, and to take place in a protective setting that promotes well-being through a variety of health, social and other support services. These services are intended to help enable individuals live more independently in the community. These services may also be used to provide relief for family caregivers.

Assisted Living Facility (ALF)

Currently, there are more than 70 different names or designations for facilities licensed as some form of an assisted care facility. Generally, fewer than 40 percent of these care facilities use the term “assisted living facility” as a part of their formal name or licensure designation. For example, some facilities may be identified as “residential care facilities.” Because of variations in licensing requirements by state, both small group homes and large multi-service facilities qualified as assisted living facilities for the purposes of this study.

Nursing Home (NH)

Surveyors collected the daily rates for private rooms (single occupancy) and semi-private rooms (double occupancy) in Medicare-certified nursing facilities. Medicare-certified nursing homes represent more than 90 percent of all nursing homes in the U.S. The daily room charge usually includes services beyond rent, such as three meals a day, laundry, sundries, basic nurse supervision and generic non-prescription pharmaceuticals.

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