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Annuity Types

Fixed Annuities provide guaranteed payouts based on a fixed interest rate set by the insurance company, making them a reliable and low-risk choice.

Hybrid Annuity and Long Term Care combines an annuity with a long-term care insurance benefits, creating one policy that provides both long-term care benefits and a death benefit.

Indexed Annuities link payouts to the performance of a market index, offering a minimum guarantee and capped gains for risk management.

Multi-Year Guaranteed Annuities (MYGAs) offer fixed interest rates for a set number of years, similar to certificates of deposit but often with higher rates.

No-Load Variable Annuties feature payouts that vary according to the performance of chosen investments, with higher growth potential but more risk.  They avoid the high costs and commissions of most variable annuities.

Annuity Timing

Single Premium Deferred Annuities (SPDAs) accumulate interest until a future date when regular payouts begin, suitable for retirement savings.

Single Premium Immediate Annuities (SPIAs) start payments within a year of purchase, suitable for retirement income.

Free Shopper’s Guide with Each Quote

Income Features

Tax Benefits

Types of Policies

Sample Policies 

American National Palladium MYGA

Corebridge Assured Edge Income Builder Fixed Annuity

Equitable Guaranteed Growth Strategies MYGA

Fidelity Personal Retirement Annuity

Global Atlantic ForeCare

Lincoln ChoicePlus Assurance

One America State Life Annuity Care