The Independent Press Money Matters – Skloff Financial Group Question of the Month – December 2, 2009 When is ‘defective’ OK? By Aaron Skloff, AIF, CFA, MBA Q: What is an Intentionally Defective Grantor Trust (IDGT) and if it is defective can it still be a powerful vehicle to reduce or eliminate our estate taxes? […]
The Independent Press Money Matters – Skloff Financial Group Question of the Month – November 4, 2009 By Aaron Skloff, AIF, CFA, MBA Q: What is a Grantor Retained Annuity Trust (GRAT) and is it a great vehicle to reduce or eliminate our estate taxes? Estates larger than $3.5 million pay federal estate taxes of […]
The Independent Press Money Matters – Skloff Financial Group Question of the Month – September 2, 2009 By Aaron Skloff, AIF, CFA, MBA Q: My company is considering offering a Safe Harbor 401(k) plan. What is a Safe Harbor 401(k) plan, and how does it differ from a plain 401(k)? A plain 401(k) will fail […]
The Independent Press Money Matters – Skloff Financial Group Question of the Month – July 1, 2009 By Aaron Skloff, AIF, CFA, MBA SIMPLE IRA vs. 401(k) Q: We are evaluating which retirement plan to implement for our business. What are the advantages and disadvantages of a SIMPLE IRA retirement plan versus a 401(k) retirement […]
Long Term Care University – Question of the Month – 06/15/09 By Aaron Skloff, AIF, CFA, MBA Q: Some of the long term care insurance policies I am researching allow for an indemnity benefit. Can you explain what that means and what advantages it may provide? The Problem – Reimbursement Only Policies Most long term […]
