What Kind of Care Does Long Term Care Insurance Cover? Long-term care insurance typically covers a comprehensive array of care in either your home or at a specialized facility. The exact type of covered varies by policy, but it often includes: Home health care such as skilled in-home nursing care; occupational, speech, physical and rehabilitation […]
Hybrid Long Term Care Insurance Definition Pairs long term care with life insurance or an annuity. It provides coverage for extended care in your home or a facility along with a death benefit. If you never need care, your loved ones receive a life insurance payout when you die. Click Here for Your Long Term […]
Careful Planning Saved a Family and a Business The change from being a pastor to opening up an IT business is not for the fainthearted. But Tim Meredith knew this career leap would benefit his family by allowing them to stay in the area they loved, while also letting him to try something new. While […]
A Burden Relieved The first time that James Daoust, Jr. visited his clients, Joe and Theresa Mollicone, the couple rolled out a tray of cannolis. James became their financial advisor and over the next three decades sampled countless Italian specialties in the couple’s home. “He got hooked on Italian desserts,” Theresa says. Their close relationship […]
Long Term Care Insurance 101 Did you know that neither your health insurance nor Medicare would pay for extended long-term care services in the event that you needed them in the future? If you develop a chronic illness or become disabled and can no longer care for yourself for an extended period of time, you’ll […]
