Entries by f2819644

Lincoln MoneyGuard Fixed Advantage Hybrid Life and Long Term Care Insurance Review – Long Term Care University – 03/15/25

    Long Term Care University – Question of the Month – 03/15/25 Research By Aaron Skloff, AIF, CFA, MBA Q: We read the Long Term Care University article ‘Traditional Versus Hybrid Life and Long Term Care Insurance’ and prefer the Hybrid Long Term Care Insurance (LTC) policy. Can you please review the Lincoln MoneyGuard Fixed Advantage […]

Brighthouse SmartCare Hybrid Life and Long Term Care Insurance Review – Long Term Care University – 03/15/25

    Long Term Care University – Question of the Month – 03/15/25 Research By Aaron Skloff, AIF, CFA, MBA Q: We read the Long Term Care University article ‘Traditional Versus Hybrid Life and Long Term Care Insurance’ and prefer the Hybrid Long Term Care Insurance (LTC) policy.  Can you please review the Brighthouse SmartCare Hybrid LTC […]

Traditional Versus Hybrid Life and Long Term Care Insurance – Long Term Care University – 03/15/25

    Long Term Care University – Question of the Month – 03/15/25 Research By Aaron Skloff, AIF, CFA, MBA Q: What are the advantages of a Hybrid Life and Long Term Care insurance policy versus a Traditional Long Term Care insurance policy, and vice versa? The Problem – Comparing Apples and Oranges What happens […]

Top State Marginal Income Tax Rates 2025

Click to Enlarge Top State Marginal Income Tax Rates 2025 California also imposes a 1.1% payroll tax on wage income, bringing the all-in top rate to 14.4%. Note: Map shows top marginal rates: the maximum statutory rate in each state. This map does not show effective marginal tax rates, which would include the effects of […]

What Are the IRA Contribution and Income Limits for 2024 and 2025? – 02/01/25

    Money Matters – Skloff Financial Group Question of the Month – February 1, 2025 By Aaron Skloff, AIF, CFA, MBA Q: Even though it is 2025, can we still contribute to Individual Retirement Accounts for 2024?  What are the contribution limits, income limits and contribution deadlines for 2024 and 2025? A: The Problem […]

Long Term Care Insurance Tax Benefits 2025 – Long Term Care University – 01/15/25

    Long Term Care University – Question of the Month – 01/15/25 Research By Aaron Skloff, AIF, CFA, MBA Q: Can long term care insurance be offered as a company benefit to all or a limited number of our employees? If so, are there any tax advantages for employers or employees? Are there tax […]