Entries by f2819644

The Virginia Long-Term Care Insurance Partnership Program – Long Term Care University – 11/15/20

    Long Term Care University – Question of the Month – 11/15/20 Research By Aaron Skloff, AIF, CFA, MBA Q: Some insurance companies offer Partnership Qualified long term care insurance policies. Can you explain what that means, what advantages it may provide and details on the Virginia Long-Term Care Insurance Partnership Program? The Problem […]

What the Recent Market Rally Means for Your 401(k) – CNBC – 11/10/20

What the Recent Market Rally Means for Your 401(k) The stock market rally may give a boost to your 401(k) balance, but it probably won’t be the silver bullet that secures your financial future. What steps should investors take now with their retirement savings and spending to reach their money goals? CNBC’s Sharon Epperson reports. […]

SIMPLE IRA – The Powerful Small and Middle Sized Business Retirement Plan – 11/01/20

    Money Matters – Skloff Financial Group Question of the Month – November 1, 2020 SIMPLE IRA – The Powerful Small and Middle Sized Business Retirement Plan By Aaron Skloff, AIF, CFA, MBA Q: We own a middle sized business and want to retain our employees by offering a valuable retirement benefit.  We read […]

Traditional Versus Hybrid Life and Long Term Care Insurance – Long Term Care University – 10/15/20

    Long Term Care University – Question of the Month – 10/15/20 Research By Aaron Skloff, AIF, CFA, MBA Q: What are the advantages of a Hybrid Life and Long Term Care insurance policy versus a Traditional Long Term Care insurance policy, and vice versa? The Problem – Comparing Apples and Oranges What happens […]

National Guardian Life EssentialLTC Shared Benefit Rider – Long Term Care Insurance

National Guardian Life (NGL) EssentialLTC Shared Benefit Rider – Long Term Care Insurance Couples who ask about potentially running out of benefits, could find the EssentialLTC Shared Benefit Amount Rider to be a cost-effective solution to provide additional coverage. With the Shared Benefit Amount Rider, if either or both insureds exhaust their own Benefit Amount, […]

SEP IRA – The Powerful Small Business Retirement Plan – 10/01/20

    Money Matters – Skloff Financial Group Question of the Month – October 1, 2020 SEP IRA – The Powerful Small Business Retirement Plan By Aaron Skloff, AIF, CFA, MBA Q: I am a sole proprietor earning $100,000 per year.  My spouse owns a limited liability corporation (L.L.C.) and earns $400,000 per year.  Is there […]

National Guardian Life EssentialLTC Lifetime Benefit Rider – Long Term Care Insurance

National Guardian Life (NGL) EssentialLTC Lifetime Benefit Rider – Long Term Care Insurance If clients are concerned about a long claim duration, lifetime benefits could be appealing. The EssentialLTC Lifetime Benefit Period Extension Rider can provide benefits that will continue for the remainder of the insured’s life while on claim. Click Here for Your Long […]