Entries by Aaron Skloff, AIF, CFA, MBA
Traditional Versus Hybrid Life and Long Term Care Insurance – Long Term Care University
Long Term Care University – Question of the Month – 10/15/20 By Aaron Skloff, AIF, CFA, MBA Q: What are the advantages of a Hybrid Life and Long Term Care insurance policy versus a Traditional Long Term Care insurance policy, and vice versa? The Problem – Comparing Apples and Oranges What happens to all those […]
National Guardian Life EssentialLTC Shared Benefit Rider – Long Term Care Insurance
National Guardian Life (NGL) EssentialLTC Shared Benefit Rider – Long Term Care Insurance Couples who ask about potentially running out of benefits, could find the EssentialLTC Shared Benefit Amount Rider to be a cost-effective solution to provide additional coverage. With the Shared Benefit Amount Rider, if either or both insureds exhaust their own Benefit Amount, […]
SEP IRA – The Powerful Small Business Retirement Plan
Money Matters – Skloff Financial Group Question of the Month – October 1, 2020 SEP IRA – The Powerful Small Business Retirement Plan By Aaron Skloff, AIF, CFA, MBA Q: I am a sole proprietor earning $100,000 per year. My spouse owns a limited liability corporation (L.L.C.) and earns $400,000 per year. Is there a low […]
National Guardian Life EssentialLTC Lifetime Benefit Rider – Long Term Care Insurance
National Guardian Life (NGL) EssentialLTC Lifetime Benefit Rider – Long Term Care Insurance If clients are concerned about a long claim duration, lifetime benefits could be appealing. The EssentialLTC Lifetime Benefit Period Extension Rider can provide benefits that will continue for the remainder of the insured’s life while on claim. Click Here for Your Long […]
Insure or Self-Insure for Long Term Care – Long Term Care University
Long Term Care University – Question of the Month – 09/15/20 By Aaron Skloff, AIF, CFA, MBA Q: We are concerned about the exorbitant costs for long term care. Should we insure or self-insure our long term care costs? The Problem – Paying for Long Term Care According to the U.S. Department of Health and […]
Does Your State Have a Marriage Penalty? 2020
Click to Enlarge Does Your State Have a Marriage Penalty? 2020 A marriage penalty exists when a state’s income brackets for married taxpayers filing jointly are less than double the bracket widths that apply to single filers. In other words, married couples who file jointly under this scenario face a higher effective tax rate than […]
Should I Stay or Should I Go? – Market Timing
Money Matters – Skloff Financial Group Question of the Month – September 1, 2020 By Aaron Skloff, AIF, CFA, MBA Q: The stock market has increased so much in the last five years that I was thinking about selling all my stocks and mutual funds. What are they key considerations of such a change? The […]
