Entries by Aaron Skloff, AIF, CFA, MBA

Three Ways to Retire by Age 55 – Wall Street Journal

Three Ways to Retire by Age 55 You don’t need tens of millions of dollars to retire by 55, but you do need a plan and ideally, decades of smart saving and investing under your belt. WSJ’s Lee Hawkins outlines three ways people are able to do it.  Click Here for Your Long Term Care […]

Top Four 401(k) Tips and Advice

Money Matters – Skloff Financial Group Question of the Month – March 1, 2016 By Aaron Skloff, AIF, CFA, MBA Q: What are some tips on getting the most out of our 401(k) plans? A: The Problem – Looking a Gift Horse in the Mouth Many employers offer the ‘gift’ of a 401(k) retirement plan […]

Mutual Funds vs ETFs – Which Is Right for You – Wall Street Journal

Mutual Funds vs ETFs – Which Is Right for You If you’re looking to invest in stocks, two good options are mutual funds or their financial cousins, Exchange-Traded Funds, also known as ETFs. Here’s a look at the pros and cons.  Click Here for Your Long Term Care Insurance Quotes

Contributing to an IRA for 2015 and 2016

Money Matters – Skloff Financial Group Question of the Month – February 1, 2016 By Aaron Skloff, AIF, CFA, MBA Q: Even though it is 2016, can we still contribute to Individual Retirement Accounts for 2015?  How long do we have to contribute for 2016? A: The Problem — Foregoing Financial Planning and Tax Planning […]

Long Term Care Insurance Tax Benefits 2016 – Long Term Care University

Long Term Care University – Question of the Month – 01/15/16 By Aaron Skloff, AIF, CFA, MBA Q: Can long term care insurance be offered as a company benefit to all or a limited number of our employees?  If so, are there any tax advantages for employers or employees? Are there still tax advantages for […]

Is the Market Really Like a Casino? – 1926-2015

Click to Enlarge Is the Market Really Like a Casino? 1926-2015 Is the stock market like a Vegas casino? Actually, no. • Notice that the odds of winning any of the most popular games in Vegas never reach 50%; for comparison’s sake, over rolling monthly one-year holding periods the stock market has been up 75.3% of the […]

What Has the Greatest Impact on Investment Results? – 1985-2014

Click to Enlarge What Has the Greatest Impact on Investment Results? 1985-2014 The #1 threat to your investment portfolio is unbridled emotion. More money is lost due to fear and greed (how we respond) than all of the financial, economic and geopolitical events combined. It’s not the events themselves but our response to the events that can cause […]

Retirement Plan Contribution Limits for 2016 and 2015

Money Matters – Skloff Financial Group Question of the Month – January 8, 2016 By Aaron Skloff, AIF, CFA, MBA Q: We are ready to get serious about our retirement savings in 2016. What are the contribution limits for various retirement accounts in 2016? The Problem – Lack of Retirement Savings Most pre-retirees recognize they […]