Click to Enlarge What Has the Greatest Impact on Investment Results? 1985-2014 The #1 threat to your investment portfolio is unbridled emotion. More money is lost due to fear and greed (how we respond) than all of the financial, economic and geopolitical events combined. It’s not the events themselves but our response to the events that can cause […]
Click to Enlarge Volatility Does Not Equal a Financial Loss Unless You Sell – 1981-2015 Market corrections happen fairly often and even in the good years, including fairly significant intra-year declines in recent strong-return years like 2010 and 2012. • From 1981 to 2015, the S&P 500 Index has experienced at least a 5% intra-year decline (i.e., loss) […]
Money Matters – Skloff Financial Group Question of the Month – January 8, 2016 By Aaron Skloff, AIF, CFA, MBA Q: We are ready to get serious about our retirement savings in 2016. What are the contribution limits for various retirement accounts in 2016? The Problem – Lack of Retirement Savings Most pre-retirees […]
Click to Enlarge Are You Insuring Your Biggest Asset? Insure Your Biggest Asset with Disability Insurance You insure you home, you insure your car, but do you insure your biggest asset – your income? 1 2010 U.S. Census data 2 National Automobile Owners Association 2012 3 Unless otherwise noted, data comes from Nationwide’s Life Insurance/Income Replacement Study, conducted […]
Click to Enlarge Growth of $1 Investment: 1926-2015 Index Compounded Return US Small Company Stocks 12.0% S&P 500 Index 10.0% US LT Government Bonds 5.6% US 30 Day Treasury Bills 3.4% US Inflation 2.9% U.S. treasury securities are direct debt obligations issued by the U.S. Government. With government bonds, the investor is a creditor of the […]
Click to Enlarge Long term care is truly a women’s issue. Women make up the majority of our nation’s caregivers and they often bear the burden of long term care’s significant physical, financial and emotional demands. They are also largely impacted as long term care recipients. Click Here for Your Long Term Care Insurance Quotes