Click to Enlarge Volatility Does Not Equal a Financial Loss Unless You Sell – 1981-2015 Market corrections happen fairly often and even in the good years, including fairly significant intra-year declines in recent strong-return years like 2010 and 2012. • From 1981 to 2015, the S&P 500 Index has experienced at least a 5% intra-year decline (i.e., loss) […]
Money Matters – Skloff Financial Group Question of the Month – January 8, 2016 By Aaron Skloff, AIF, CFA, MBA Q: We are ready to get serious about our retirement savings in 2016. What are the contribution limits for various retirement accounts in 2016? The Problem – Lack of Retirement Savings Most pre-retirees […]
Click to Enlarge Are You Insuring Your Biggest Asset? Insure Your Biggest Asset with Disability Insurance You insure you home, you insure your car, but do you insure your biggest asset – your income? 1 2010 U.S. Census data 2 National Automobile Owners Association 2012 3 Unless otherwise noted, data comes from Nationwide’s Life Insurance/Income Replacement Study, conducted […]
Click to Enlarge Growth of $1 Investment: 1926-2015 Index Compounded Return US Small Company Stocks 12.0% S&P 500 Index 10.0% US LT Government Bonds 5.6% US 30 Day Treasury Bills 3.4% US Inflation 2.9% U.S. treasury securities are direct debt obligations issued by the U.S. Government. With government bonds, the investor is a creditor of the […]
Click to Enlarge Long term care is truly a women’s issue. Women make up the majority of our nation’s caregivers and they often bear the burden of long term care’s significant physical, financial and emotional demands. They are also largely impacted as long term care recipients. Click Here for Your Long Term Care Insurance Quotes
Click to Enlarge Create a Jumbo Roth IRA with a Tax Free In-Service Withdrawal and Rollover If you are under the age of 50 you can contribute a combined $53,000 to your employer plan ($18,000 Roth plus $35,000 after tax). If you are 50 or over you can contribute $59,000 ($24,000 Roth plus $35,000 after tax). […]