By Aaron Skloff, AIF, CFA, MBA Question 1. Will my ILTCIP policy pay for long term care both inside and outside of Indiana? Answer 1. Yes. ILTCIP policies will pay for long term care both inside and outside of Indiana. Question 2. After using up my ILTCIP policy’s benefits, can my assets still be […]
Long Term Care University – Question of the Month – 11/15/14 By Aaron Skloff, AIF, CFA, MBA Q: What are the Top 6 most Frequently Asked Questions (FAQs) about the Indiana Long Term Care Insurance Program? The Problem – Understanding the Indiana Long Term Care Insurance Program (ILTCIP) Most long term care (LTC) insurance policies […]
The Independent Press Money Matters – Skloff Financial Group Question of the Month – November 5, 2014 By Aaron Skloff, AIF, CFA, MBA Q: I thought there were only two different types of life insurance policies, term and whole. What types of life insurance are available and how do they differ from one another? A: […]
Kiplinger’s Personal Finance Disability Insurance If you make $75,000 a year, over 40 years that’s $3 million. There’s just over a 1 in 4 chance that someone in today’s workforce may become disabled before reaching age 67. You may have some disability insurance at work. But, benefits under a an employer’s plan usually max out […]
Long Term Care University – Question of the Month – 10/15/14 By Aaron Skloff, AIF, CFA, MBA Q: Some insurance companies offer Partnership Qualified long term care insurance policies. Can you explain what that means, what advantages it may provide and if the Indiana Long Term Care Partnership Program is unique? The Problem – Limited Benefits […]
The New York Times Mutual Funds & E.T.F.s – October 12, 2014 Before the Advice, Check Out the Adviser By Tara Siegel Bernard When Elaine and Merlin Toffel, a retired couple in their 70s, needed help with their investments, they went to their local U.S. Bank branch. The tellers knew them by their first names. […]
