Investment Options

The Broadcom 401(k) offers a traditional mutual fund lineup and Fidelity BrokerageLink.  Fidelity BrokerageLink provides thousands of investment options, allowing you to have your Broadcom 401(k) account professionally managed.

Professionally managed accounts can generate 3% to 4% higher returns per year.

Have Your Broadcom 401(k) Account Professionally Managed

2025 Contribution Limits

Under age 50	$23,500
Ages 50-59 or 64+	$31,000  [$23,500 + $7,500 catch-up]
Ages 60-63	$34,750  [$23,500 + $11,250 catch-up]

Pre-tax Contributions and Pre-Tax Catch-up Contributions

With pre-tax contributions and pre-tax catch-up contributions, you defer income taxes until you withdraw the assets.

Roth Contributions and Roth Catch-up Contributions

With Roth contributions and Roth catch-up contributions, you pay taxes on the contributions but withdrawals are tax-free.

Broadcom Match

Broadcom matches 100% on your first 6% of your contributions, subject to an income limit of $350,000 in 2025.   The maximum match is $21,000 in 2025.  You must contribute 6% to receive your full match.

Broadcom matches vest immediately.

Broadcom Match Examples

Employee Contributes 2% of Salary

Based on a $350,000 salary, you contribute 2% of your salary or $7,000. Broadcom will match your contribution with 2% of your salary or $7,000.

Employee Contributes 6% of Salary

Based on a $350,000 salary, you contribute 6% of your salary or $21,000. Broadcom will match your contribution with 6% of your salary or $21,000.

Mega Backdoor Roth

In addition to your pre-tax and Roth contributions and the Broadcom match, you can utilize a Mega Backdoor Roth. You can contribute after-tax to your 401(k) up to the limit of all employee and employer contributions, then convert those after-tax contributions to a Roth IRA or Roth 401(k).

2025 Contribution Limits for All Employee and Employer Contributions

Under age 50	$70,000
Ages 50-59 or 64+	$77,500
Ages 60-63	$81,250

Mega Backdoor Roth Examples

Employee Under the Age of 50

Based on a $350,000 salary, you can generate $70,000 in 401(k) contributions.  In addition to your pre-tax or Roth contributions and your Broadcom match, you can contribute $25,500 after taxes.

Your pre-tax or Roth contributions	$23,500
Broadcom match	$21,000
Your Mega Backdoor Roth contributions	$25,500
Total	$70,000

Employee Age 50-59 or 64+

Based on a $350,000 salary, you can generate $77,500 in 401(k) contributions.  In addition to your pre-tax or Roth contributions and your Broadcom match, you can contribute $25,500 after taxes.

Your pre-tax or Roth contributions	$23,500
Your pre-tax or Roth catch-up contributions	$7,500
Broadcom match	$21,000
Your Mega Backdoor Roth contributions	$25,500
Total	$77,500

Employee Age 60-63

Based on a $350,000 salary, you can generate $81,250 in 401(k) contributions.  In addition to your pre-tax or Roth contributions and your Broadcom match, you can contribute $25,500 after taxes.

Your pre-tax or Roth contributions	$23,500
Your pre-tax or Roth catch-up contributions	$11,250
Broadcom match	$21,000
Your Mega Backdoor Roth contributions	$25,500
Total	$81,250