Cost of Long Term Care by State 2019

By Aaron Skloff, AIF, CFA, MBA

Genworth 2019 Cost of Care Survey

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Home Adult Day Assisted Nursing Home Nursing Home
Health Aide Health Care Living Facility Semi-Private Room Private Room
State Monthly Monthly Monthly Monthly Monthly
Alabama  $        3,432  $           758  $            3,250  $          6,388  $           6,783
Alaska  $         5,716  $        3,328  $          6,000  $         30,219  $         30,219
Arizona  $        4,767  $       2,102  $          3,750  $           6,433  $           8,136
Arkansas  $        3,623  $        1,948  $           3,175  $           5,505  $           6,083
California  $         5,339  $        1,668  $          4,500  $           8,760  $           10,646
Colorado  $         4.957  $        1,625  $          4,095  $           8,197  $          9,429
Connecticut  $        4,576  $        1,842  $          4,880  $         12,699  $         13,916
Delaware  $        4,671  $        1,797  $           6,035  $         10,897  $         11,361
D.C.  $        4,767  $        1,961 $            5,100  $          11,467  $          12,440
Florida  $        4,195  $       1,463  $          3,500  $           8,547  $          9,387
Georgia  $        3,909  $       1,435  $           3,335  $           6,684  $           7,148
Hawaii  $         5,220  $        1,582  $           4,375  $          11,650  $         13,368
Idaho  $        4,290  $       2,275  $           3,728  $           7,924  $          8,562
Illinois  $        4,576  $        1,584  $          4,170  $           5,931  $           6,844
Indiana  $        4,385  $        1,842  $           4,100  $           7,021  $           8,517
Iowa  $         4,767  $        1,376  $           4,078  $          6,342  $           6,878
Kansas  $        4,195  $        1,733  $           4,473  $           5,627  $           6,175
Kentucky  $        3,813  $        1,560  $           3,497  $          6,905  $           7,604
Louisiana  $        3,241  $        1,625  $           3,650  $          5,435  $           5,676
Maine  $        5,117  $       2,513  $          5,169  $          10,038  $        10,494
Maryland  $        4,576  $        1,775  $           4,300  $           9,673  $         10,007
Massachusetts  $         5,243  $       1,473  $           5,640  $         12,473  $          13,212
Michigan  $        4,481  $        1,685  $          4,000  $           8,373  $          9,292
Minnesota  $         5,815  $        1,820  $          3,800  $          10,076  $         11,037
Mississippi  $        3,527  $        1,398  $           3,524  $           6,844  $           7,087
Missouri  $        4,195  $        1,777  $           2,881  $           5,061  $           5,688
Montana  $        4,576  $       2,167  $           3,820  $          7,459  $           7,717
Home Adult Day Assisted Nursing Home Nursing Home
Health Aide Health Care Living Facility Semi-Private Room Private Room
State Monthly Monthly Monthly Monthly Monthly
Nebraska  $         4,957  $        1,820  $           3,819  $           7,003  $           7,695
Nevada  $         4,290  $        1,733  $          3,400  $          7,604  $           9,277
New Hampshire  $        5,386  $        1,777  $           7,021  $          9,581  $          10,494
New Jersey  $        4,767  $        1,842  $           6,400  $        10,646  $         11,650
New Mexico  $        4,290  $        2,933  $          4,100  $           7,330  $           8,060
New York  $        4,957  $        1,842  $          4,630  $         11,613  $         12,349
North Carolina  $         3,813  $        1,170  $           4,000  $          7,057  $            7,665
North Dakota  $         5,331  $        2,059  $           3,405  $         11,875  $         11,986
Ohio  $        4,385  $        1,376  $           4,339  $           6,996  $           7,817
Oklahoma  $        4,242  $       1,387  $          3,518  $           4,867  $           5,627
Oregon  $         5,339  $        2,167  $          4,499  $           9,551  $          10,342
Pennsylvania  $         4,481  $       1,457  $           3,913  $           9,733  $          10,403
Rhode Island  $         5,148  $        1,771  $           5,199  $          9,961  $          10,646
South Carolina  $        4,000  $       1,343  $          3,500  $           7,123  $           7,604
South Dakota  $         5,339  $        2,427  $          3,500  $           6,844  $           7,194
Tennessee  $         3,892  $       1,495  $          3,900  $          6,836  $          7,300
Texas  $         4,004  $           704  $          3,750  $           4,867  $           6,418
Utah  $        4,576  $       1,560  $           3,400  $          6,403  $           7,604
Vermont  $         5,196  $       3,033  $          5,338  $          10,722  $          11,285
Virginia  $        4,382  $         1,603  $          4,800  $           7,350  $           8,213
Washington  $        5,815  $       1,441  $          5,500  $          9,112  $           9,931
West Virginia  $         3,432  $       1,083  $           3,750  $         10,707  $         11,528
Wisconsin  $         4,767  $       1,560  $          4,350  $           8,273  $           9,399
Wyoming  $         5,384  $        1,560  $           3,780  $           7,346  $          8,030
U.S.  $        4,385  $        1,625  $          4,051  $           7,513  $           8,517

The 2019 survey, conducted by CareScout in June 2019, is one of the most comprehensive studies of its kind, contacted 53,901 long term care providers nationwide to complete 15,178 surveys for nursing homes, assisted living facilities, adult day health facilities and home care providers. The survey includes 441 regions based on the Metropolitan Statistical Areas, defined by the Office of Management and Budget, and include approximately 85 percent of the U.S. population.

Home Care

A home health aide will typically help with bathing, dressing, transferring and toileting, but not with catheters or injections. Most of these agencies also provide homemaker services that typically include assistance with shopping, finances, cooking, errands and transportation. Homemaker services may also be employed for the purpose of providing companionship.

Adult Day Health Care (ADH)

ADH is designed to meet the needs of adults who are functionally and/or severely cognitively impaired. Programs are intended to be structured and comprehensive, and to take place in a protective setting that promotes well-being through a variety of health, social and other support services. These services are intended to help enable individuals live more independently in the community. These services may also be used to provide relief for family caregivers.

Assisted Living Facility (ALF)

Currently, there are more than 70 different names or designations for facilities licensed as some form of an assisted care facility. Generally, fewer than 40 percent of these care facilities use the term “assisted living facility” as a part of their formal name or licensure designation. For example, some facilities may be identified as “residential care facilities.” Because of variations in licensing requirements by state, both small group homes and large multi-service facilities qualified as assisted living facilities for the purposes of this study.

Nursing Home (NH)

Surveyors collected the daily rates for private rooms (single occupancy) and semi-private rooms (double occupancy) in Medicare-certified nursing facilities. Medicare-certified nursing homes represent more than 90 percent of all nursing homes in the U.S. The daily room charge usually includes services beyond rent, such as three meals a day, laundry, sundries, basic nurse supervision and generic non-prescription pharmaceuticals.

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