Investment Options

The Palo Alto Networks 401(k) offers a traditional mutual fund lineup and Fidelity BrokerageLink.  Fidelity BrokerageLink provides thousands of investment options, allowing you to have your Palo Alto Networks 401(k) account professionally managed.

Professionally managed accounts can generate 3% to 4% higher returns per year.

Have Your Palo Alto Networks 401(k) Account Professionally Managed

2025 Contribution Limits

Under age 50	$23,500
Ages 50-59 or 64+	$31,000  [$23,500 + $7,500 catch-up]
Ages 60-63	$34,750  [$23,500 + $11,250 catch-up]

Pre-tax Contributions and Pre-Tax Catch-up Contributions

With pre-tax contributions and pre-tax catch-up contributions, you defer income taxes until you withdraw the assets.

Roth Contributions and Roth Catch-up Contributions

With Roth contributions and Roth catch-up contributions, you pay taxes on the contributions but withdrawals are tax-free.

Palo Alto Networks Match

Palo Alto Networks matches 50% on your first $2,000 of your contributions, subject to an income limit of $350,000 in 2025. The maximum match is $1,000 in 2025. You must contribute $2,000 to receive your full match.

Palo Alto Networks matches vest immediately.

Palo Alto Networks Match Examples

Employee Contributes 2% of Salary

Based on a $350,000 salary, you contribute 2% of your salary or $7,000. Palo Alto Networks will match your contribution with $1,000.

Employee Contributes 4% of Salary

Based on a $350,000 salary, you contribute 4% of your salary or $14,000. Palo Alto Networks will match your contribution with $1,000.

Mega Backdoor Roth

In addition to your pre-tax and Roth contributions and the Palo Alto Networks match, you can utilize a Mega Backdoor Roth. You can contribute after-tax to your 401(k) up to the limit of all employee and employer contributions, then convert those after-tax contributions to a Roth IRA or Roth 401(k).

2025 Contribution Limits for All Employee and Employer Contributions

Under age 50	$70,000
Ages 50-59 or 64+	$77,500
Ages 60-63	$81,250

Mega Backdoor Roth Examples

Employee Under the Age of 50

Based on a $350,000 salary, you can generate $70,000 in 401(k) contributions. In addition to your pre-tax or Roth contributions and your Palo Alto Networks match, you can contribute $45,500 after taxes.

Your pre-tax or Roth contributions	$23,500
Palo Alto Networks match	$1,000
Your Mega Backdoor Roth contributions	$45,500
Total	$70,000

Employee Age 50-59 or 64+

Based on a $350,000 salary, you can generate $77,500 in 401(k) contributions. In addition to your pre-tax or Roth contributions and your Palo Alto Networks match, you can contribute $45,500 after taxes.

Your pre-tax or Roth contributions	$23,500
Your pre-tax or Roth catch-up contributions	$7,500
Palo Alto Networks match	$1,000
Your Mega Backdoor Roth contributions	$45,500
Total	$77,500

Employee Age 60-63

Based on a $350,000 salary, you can generate $81,250 in 401(k) contributions. In addition to your pre-tax or Roth contributions and your Palo Alto Networks match, you can contribute $45,500 after taxes.

Your pre-tax or Roth contributions	$23,500
Your pre-tax or Roth catch-up contributions	$11,250
Palo Alto Networks match	$1,000
Your Mega Backdoor Roth contributions	$45,500
Total	$81,250