Medicare Part B Premiums 2026
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Part B premiums are based on Modified Adjusted Gross Income (MAGI) tax returns from two years earlier.
Medicare doesn’t cover long-term care (also called custodial care).
Part B Deductible and Coinsurance
You pay $283 per year for your Part B deductible. After your deductible is met, you typically pay 20% of the Medicare-approved amount for these:
Most doctor services (including most doctor services while you’re a hospital inpatient)
Outpatient therapy
Durable medical equipment
