Money Matters – Skloff Financial Group Question of the Month – January 1, 2026 By Aaron Skloff, AIF, CFA, MBA Q: I recently left my company. My spouse is still working for her company. What are the advantages of rolling over our 401(k) accounts into professionally managed IRAs? The Problem – Getting Professional Advice to […]
Money Matters – Skloff Financial Group Question of the Month – January 1, 2026 By Aaron Skloff, AIF, CFA, MBA Q: We are ready to get serious about our retirement savings in 2025. What are the contribution limits for various retirement accounts in 2025? The Problem – Lack of Retirement Savings Most pre-retirees recognize they […]
Click to Enlarge Past performance is no guarantee of future results. Hypothetical value of $1 invested at the beginning of 1926. Assumes reinvestment of income and no transaction costs or taxes. This is for illustrative purposes only and not indicative of any investment. An investment cannot be made directly in an index. Investing involves risk, […]
Click to Enlarge IRA Contribution and Income Limits for 2025 and 2026 Please see these links for articles on Traditional IRAs and Roth IRAs, Backdoor Roth IRAs, Jumbo Roth IRAs, SEP IRAs, SIMPLE IRAs, 401(k)s. Income defined as Modified Adjusted Gross Income (MAGI). Have Your 401(k), 403(b), 457(b) Account Professionally Managed
Click to Enlarge Part B premiums are based on Modified Adjusted Gross Income (MAGI) tax returns from two years earlier. Medicare doesn’t cover long-term care (also called custodial care). Part B Deductible and Coinsurance You pay $283 per year for your Part B deductible. After your deductible is met, you typically pay 20% of the […]
Long Term Care University – Question of the Month – 12/15/25 By Aaron Skloff, AIF, CFA, MBA Q: Some insurance companies offer Partnership Qualified long term care insurance policies. Can you explain what that means, what advantages it may provide and details on the Delaware Long-Term Care Insurance Partnership Program? The Problem – Limited Long […]
New Ways To Save On Taxes This Year What do you need to know about tax planning in 2026? On this episode of Money Unscripted, learn about the new SALT cap increase, why you might want to consider itemizing over taking the standard deduction, a boosted child tax credit, and other opportunities to save on […]
