Long Term Care University – Question of the Month – 03/15/25 By Aaron Skloff, AIF, CFA, MBA Q: We read the Long Term Care University article ‘Traditional Versus Hybrid Life and Long Term Care Insurance’ and prefer the Hybrid Long Term Care Insurance (LTC) policy. Can you please review the OneAmerica State Life Asset Care Hybrid […]
Long Term Care University – Question of the Month – 03/15/25 By Aaron Skloff, AIF, CFA, MBA Q: We read the Long Term Care University article ‘Traditional Versus Hybrid Life and Long Term Care Insurance’ and prefer the Hybrid Long Term Care Insurance (LTC) policy. Can you please review the Nationwide CareMatters II Hybrid LTC policy? […]
Long Term Care University – Question of the Month – 03/15/25 By Aaron Skloff, AIF, CFA, MBA Q: We read the Long Term Care University article ‘Traditional Versus Hybrid Life and Long Term Care Insurance’ and prefer the Hybrid Long Term Care Insurance (LTC) policy. Can you please review the Lincoln MoneyGuard Fixed Advantage Hybrid Life and […]
Long Term Care University – Question of the Month – 03/15/25 By Aaron Skloff, AIF, CFA, MBA Q: We read the Long Term Care University article ‘Traditional Versus Hybrid Life and Long Term Care Insurance’ and prefer the Hybrid Long Term Care Insurance (LTC) policy. Can you please review the Brighthouse SmartCare Hybrid LTC policy? Overview. Brighthouse […]
Long Term Care University – Question of the Month – 03/15/25 By Aaron Skloff, AIF, CFA, MBA Q: What are the advantages of a Hybrid Life and Long Term Care insurance policy versus a Traditional Long Term Care insurance policy, and vice versa? The Problem – Comparing Apples and Oranges What happens to all those […]
Click to Enlarge Top State Marginal Income Tax Rates 2025 California also imposes a 1.1% payroll tax on wage income, bringing the all-in top rate to 14.4%. Note: Map shows top marginal rates: the maximum statutory rate in each state. This map does not show effective marginal tax rates, which would include the effects of […]
Long Term Care University – Question of the Month – 02/15/25 By Aaron Skloff, AIF, CFA, MBA Q: Can we pay for our long term care insurance policies on a tax-free basis? The Problem – Paying for Long Term Care Insurance with After Tax Dollars The Internal Revenue Code is loaded with tax benefits to […]
