Entries by f2819644

Traditional Versus Hybrid Life and Long Term Care Insurance – Long Term Care University – 11/15/19

    Long Term Care University – Question of the Month – 11/15/19 Research By Aaron Skloff, AIF, CFA, MBA Q: What are the advantages of a Hybrid Life and Long Term Care insurance policy versus a Traditional Long Term Care insurance policy, and vice versa? The Problem – Comparing Apples and Oranges What happens […]

Insure or Self-Insure for Long Term Care – Long Term Care University – 11/15/19

    Long Term Care University – Question of the Month – 11/15/19 Research By Aaron Skloff, AIF, CFA, MBA Q: We are concerned about the exorbitant costs for long term care.  Should we insure or self-insure our long term care costs? The Problem – Paying for Long Term Care According to the U.S. Department […]

Visualizing Interest Rates Throughout History – Visual Capitalist – 11/15/19

Click to Enlarge Visualizing Interest Rates Throughout History Interest rates since 1350 – how low can they go? This week’s chart outlines the interest rates attached to loans dating back to the 1350s. Take a look at the diminishing history of the cost of debt—money has never been cheaper for governments to borrow than it […]

Convert an Old Annuity to a New Hybrid Annuity with Long Term Care and Get 5 Times the Value in Tax Free Long Term Care

Click to Enlarge Convert an Old Annuity to a New Hybrid Annuity with Long Term Care and Get 5 Times the Value in Tax Free Long Term Care 73% of Annuity Owners Intend to Use Their Annuity for a Catastrophic Illness or Nursing Home Care Many consumers purchase an annuity based on their existing and […]

Understanding Hybrid Annuities with Long Term Care – 11/01/19

    Money Matters – Skloff Financial Group Question of the Month – November 1, 2019 By Aaron Skloff, AIF, CFA, MBA Q:  We read the Understanding Annuities article and the 1035 Tax-Free Exchange article.  Can you please explain Hybrid Annuities with Long Term Care (LTC)? The Problem – Paying for a Long Term Care […]