The Independent Press Money Matters – Skloff Financial Group Question of the Month – May 5, 2010 By Aaron Skloff, AIF, CFA, MBA Q: If I purchase a life insurance policy or annuity with built-in long-term care insurance benefits do I gain any tax benefits? What are the advantages and disadvantages of such a solution? […]
Long Term Care University – Question of the Month – 03/15/10 By Aaron Skloff, AIF, CFA, MBA Q: Some of the long term care insurance policies I am researching allow for a survivorship benefit. Can you explain what that means and what advantages it may provide? The Problem – Paying Your Premium When Your Spouse […]
Long Term Care University – Question of the Month – 02/15/10 By Aaron Skloff, AIF, CFA, MBA Q: Some of the long term care insurance policies I am researching allow for a waiver of premium or joint waiver of premium benefit. Can you explain what that means and what advantages it may provide? The Problem […]
The Independent Press Money Matters – Skloff Financial Group Question of the Month – February 3, 2010 By Aaron Skloff, AIF, CFA, MBA Q: After evaluating all the pros and cons, we finally decided to convert our Traditional IRAs to Roth IRAs. Can we reverse the conversion and its tax implications if the financial markets […]
Long Term Care University – Question of the Month – 01/15/10 By Aaron Skloff, AIF, CFA, MBA Q: Some of the long term care insurance policies I am researching allow for a monthly home care maximum benefit instead of a daily home care maximum benefit. Can you explain what that means and what advantages it […]
The Independent Press Money Matters – Skloff Financial Group Question of the Month – December 2, 2009 When is ‘defective’ OK? By Aaron Skloff, AIF, CFA, MBA Q: What is an Intentionally Defective Grantor Trust (IDGT) and if it is defective can it still be a powerful vehicle to reduce or eliminate our estate taxes? […]
The Independent Press Money Matters – Skloff Financial Group Question of the Month – November 4, 2009 By Aaron Skloff, AIF, CFA, MBA Q: What is a Grantor Retained Annuity Trust (GRAT) and is it a great vehicle to reduce or eliminate our estate taxes? Estates larger than $3.5 million pay federal estate taxes of […]
