Author Archive for: f2819644
Entries by f2819644
Is the Market Really Like a Casino? – 1926-2015
Click to Enlarge Is the Market Really Like a Casino? 1926-2015 Is the stock market like a Vegas casino? Actually, no. • Notice that the odds of winning any of the most popular games in Vegas never reach 50%; for comparison’s sake, over rolling monthly one-year holding periods the stock market has been up 75.3% of the […]
What Has the Greatest Impact on Investment Results? – 1985-2014
Click to Enlarge What Has the Greatest Impact on Investment Results? 1985-2014 The #1 threat to your investment portfolio is unbridled emotion. More money is lost due to fear and greed (how we respond) than all of the financial, economic and geopolitical events combined. It’s not the events themselves but our response to the events that can cause […]
Volatility Does Not Equal a Financial Loss Unless You Sell – 1981-2015
Click to Enlarge Volatility Does Not Equal a Financial Loss Unless You Sell – 1981-2015 Market corrections happen fairly often and even in the good years, including fairly significant intra-year declines in recent strong-return years like 2010 and 2012. • From 1981 to 2015, the S&P 500 Index has experienced at least a 5% intra-year decline (i.e., loss) […]
Retirement Plan Contribution Limits for 2016 and 2015 – 01/08/16
Money Matters – Skloff Financial Group Question of the Month – January 8, 2016 By Aaron Skloff, AIF, CFA, MBA Q: We are ready to get serious about our retirement savings in 2016. What are the contribution limits for various retirement accounts in 2016? The Problem – Lack of Retirement Savings Most pre-retirees […]
Are You Insuring Your Biggest Asset?
Click to Enlarge Are You Insuring Your Biggest Asset? Insure Your Biggest Asset with Disability Insurance You insure you home, you insure your car, but do you insure your biggest asset – your income? 1 2010 U.S. Census data 2 National Automobile Owners Association 2012 3 Unless otherwise noted, data comes from Nationwide’s Life Insurance/Income Replacement Study, conducted […]
Growth of $1 Investment: 1926-2015
Click to Enlarge Growth of $1 Investment: 1926-2015 Index Compounded Return US Small Company Stocks 12.0% S&P 500 Index 10.0% US LT Government Bonds 5.6% US 30 Day Treasury Bills 3.4% US Inflation 2.9% U.S. treasury securities are direct debt obligations issued by the U.S. Government. With government bonds, the investor is a creditor of the […]