Entries by Aaron Skloff, AIF, CFA, MBA

7 Retirement Must-Knows for 2025 – Morningstar

7 Retirement Must-Knows for 2025 Higher retirement plan contribution levels, lower ‘safe’ withdrawal rates, changes to Social Security benefits, and more. Click Here for Your Long Term Care Insurance Quotes

What Are the IRA Contribution and Income Limits for 2024 and 2025?

Money Matters – Skloff Financial Group Question of the Month – February 1, 2025 By Aaron Skloff, AIF, CFA, MBA Q: Even though it is 2025, can we still contribute to Individual Retirement Accounts for 2024?  What are the contribution limits, income limits and contribution deadlines for 2024 and 2025? A: The Problem — Foregoing […]

Long Term Care Insurance Tax Benefits 2025 – Long Term Care University

Long Term Care University – Question of the Month – 01/15/25 By Aaron Skloff, AIF, CFA, MBA Q: Can long term care insurance be offered as a company benefit to all or a limited number of our employees? If so, are there any tax advantages for employers or employees? Are there tax advantages for individuals […]

S&P 500 Intra-Year Declines vs. Calendar Year Returns – 1984-2024

Click to Enlarge S&P 500 Intra-Year Declines vs. Calendar Year Returns – 1984-2024 In the last 40 years, the S&P 500 average intra-year drawdown was -14%. Even with those pullbacks, the index finished higher in 31 of those 40 years. Have Your 401(k), 403(b), 457(b) Account Professionally Managed    

Retirement Plan Contribution Limits for 2025 and 2024

Money Matters – Skloff Financial Group Question of the Month – January 1, 2025 By Aaron Skloff, AIF, CFA, MBA Q: We are ready to get serious about our retirement savings in 2025.  What are the contribution limits for various retirement accounts in 2025? The Problem – Lack of Retirement Savings Most pre-retirees recognize they […]

Income Tax and Capital Gains Rates 2025

Click to Enlarge Income Tax and Capital Gains Rates 2025 Income tax, capital gains, qualified dividends and investment surtax rates for 2025. Have Your 401(k), 403(b), 457(b) Account Professionally Managed

Does Your State Tax Pre-Tax Contributions to Retirement Accounts?

Click to Enlarge Does Your State Tax Pre-Tax Contributions to Retirement Accounts? MA No Deduction on IRAs NJ No Deduction on IRAs or 403(b)s or 457(b)s PA No Deduction on IRAs or 401(k)s or 403(b)s or 457(b)s Have Your 401(k), 403(b), 457(b) Account Professionally Managed

Business Retirement Plans 2025

Click to Enlarge Business Retirement Plans 2025 Please see these links for articles on SEP IRAs, SIMPLE IRAs and 401(k)s. Have Your 401(k), 403(b), 457(b) Account Professionally Managed