Business Services

Retirement Planning

Evaluating and developing a customized retirement plan that meets the needs of the employer and the employees. Tax efficient investment strategies to shelter taxes and optimize returns. Plans may include 401(k), 403(b), 457, Profit Sharing, Non-Qualified Deferred Compensation Plans (NQDC), Defined Contribution and Defined Benefit Pensions.

Group Health Insurance / HSA / FSA / Dental / Vision / Life Insurance / Disability Benefits

Developing a customized employee benefits plan that meets the needs of the employer and the employees. Plans may include employer or employee paid benefits.

General Liability Insurance / Property/ Errors and Omissions / Umbrella Insurance

Developing a portfolio of solutions to transfer risk away from the employer. Solutions may include Business Owner’s Policy, Business Interruption Policy and Professional Malpractice insurance.

Succession Planning / Key Man Insurance

Evaluating and developing a customized succession plan to transition control through the least disruptive, most financially efficient means. Plans may include the use of key man insurance.

Individual Services

Complete Financial Planning

Developing a personalized financial plan that takes into account your personal goals. Key aspects of the plan may include Estate Planning, Retirement Planning, Education Funding Planning and Gifting Planning Strategies. The plan includes recommendations that can be implemented immediately.

Investment Management

Developing and implementing investment strategies personalized for your goals and risk level. Tax efficient investment strategies to shelter income and optimize returns.

401(k), 403(b), 457 Account Management and Rollovers

Managing existing 401(k), 403(b) or 457 accounts at your current employer. Rolling over retirement assets from former employers into your own retirement account. Avoiding expensive tax mistakes often made during these transitions. Maximizing employer provided benefits throughout the process.

Disability Insurance / Life Insurance / Long Term Care Insurance

Evaluating and implementing solutions that reduce the impact of unforeseen circumstances. Strategies that allow you and your family to accomplish your goals, even in the face of adversity.

401k – 403b – 457 Retirement

Long Term Care Insurance

Audit Life Insurance

Disability Insurance