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Take Pre-Tax Employer Contributions Versus Roth Employer Contributions

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Take Pre-Tax Employer Contributions Versus Roth Employer Contributions

Take Pre-Tax employer contributions instead of Roth employer contributions if your current income tax bracket is higher than your future lower income tax bracket.

Withdrawals will be taxed at 20%.

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Tags: 401(k), 401(k) Contribution Limits, 403(b), 457(b), catch-up 401(k), Defined Contribution, Double Limit Catch-Up, Highly Compensated Employee, Key Employee, retirement plan, Retirement Planning, Safe Harbor 401(k), SEP IRA, SEP IRA Contribution Limits, SIMPLE IRA, SIMPLE IRA Contribution Limits, Special Section 457(b) Catch-up, Tax Planning, tax shelter, Taxes, vest
https://skloff.com/wp-content/uploads/2023/06/PreTaxVersusRothEmployerContributions.jpg 540 960 Aaron Skloff, AIF, CFA, MBA https://skloff.com/wp-content/uploads/2025/10/sfg-8.png Aaron Skloff, AIF, CFA, MBA2023-07-01 12:00:192025-10-09 07:07:27Take Pre-Tax Employer Contributions Versus Roth Employer Contributions
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Skloff Financial Group
7682 Santa Margherita Way
Naples, FL 34109
908-464-3060

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Income Tax and Capital Gains Rates 2026
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