The Wall Street Journal Weekend Investor – Family Value – March 8, 2011 How to Cash Out in Retirement By Elanor Laise Faced with the question of spending in retirement, many financial advisers fall back on “the 4% rule.” With this approach, investors withdraw 4% of their retirement balance in the first year of […]
The Wall Street Journal Weekend Investor – Family Value – February 19, 2011 Family Businesses Catch a Big Break By Anne Tergesen To recap: As part of the tax deal passed by Congress late last year, the gift-tax exemption jumps to $5 million from $1 million for individuals and to $10 million from $2 million […]
Long Term Care University – Question of the Month – 02/15/11 Research By Aaron Skloff, AIF, CFA, MBA Q: Some of the long term care insurance policies I am researching provide a marital or partner discount and a couples discount. Can you explain what that means and what advantages it may provide? The […]
The Independent Press Money Matters – Skloff Financial Group Question of the Month – February 2, 2011 By Aaron Skloff, AIF, CFA, MBA Q: My employer has awarded me numerous stock options over the years. When can I exercise these employee stock options and what are the tax ramifications? A: The Problem. Many […]
Long Term Care University – Question of the Month – 01/15/11 Research By Aaron Skloff, AIF, CFA, MBA Q: How do I qualify for benefits from my long term care insurance policy? The Problem – Tall Tales of Insurance Companies Denying Benefits to Long Term Care Insurance Policyholders Tall tales about long term […]
Long Term Care University – Question of the Month – 12/15/10 Research By Aaron Skloff, AIF, CFA, MBA Q: Rather than paying for our long term care insurance premiums throughout the life of our policies, can we choose limited payment options? What advantages might we gain from limited payment options? The Problem – […]
The benefits of long-term care insurance can be critical in the “new retirement,” reports CNBC’s Sharon Epperson Jane Seger purchased Long Term Care Insurance Her mother has Multiple Sclerosis (MS) Seger says, “It’s fairly reasonable; it’s a lot less than health insurance.” Sharon Epperson (CNBC Business News) says, “There is genrally no guarantee that insurance […]
Long Term Care University – Question of the Month – 11/15/10 Research By Aaron Skloff, AIF, CFA, MBA Q: Since purchasing long term care insurance is such an important financial decision for us, it is critical to understand the industry’s claims paying history. What important factors should we know about the industry’s claims […]