Long Term Care University – Question of the Month – 09/15/14 By Aaron Skloff, AIF, CFA, MBA Q: What is an elimination period? What are the advantages and disadvantages of a short versus long elimination period? The Problem – Determining What Elimination Period to Select on a Long Term Care Insurance Policy Most long term […]
Long Term Care University – Question of the Month – 08/15/14 By Aaron Skloff, AIF, CFA, MBA Q: What are the Top 6 most Frequently Asked Questions (FAQs) about the New York State Partnership for Long Term Care? The Problem – Understanding the New York State Partnership for Long Term Care (NYSPLTC) Most long term […]
By Aaron Skloff, AIF, CFA, MBA Question 1. Will my NYSPLTC policy pay for long term care both inside and outside of New York? Answer 1. Yes. NYSPLTC policies will pay for long term care both inside and outside of New York. Question 2. After using up my NYSPLTC policy’s benefits, can my assets still […]
Long Term Care University – Question of the Month – 07/15/14 By Aaron Skloff, AIF, CFA, MBA Q: Some insurance companies offer Partnership Qualified long term care insurance policies. Can you explain what that means, what advantages it may provide and if the New York State Partnership for Long Term Care is unique? The Problem […]
Long Term Care University – Question of the Month – 06/15/14 By Aaron Skloff, AIF, CFA, MBA Q: We read your first Long Term Care University article on Combination (or Hybrid) Annuity and Long Term Care insurance policies and decided to purchase a Combination policy. Can we purchase inflation protection on Combination (or Hybrid) Annuity […]
The Independent Press Money Matters – Question of the Month – June 4, 2014 Paying for Higher Education By Aaron Skloff, AIF, CFA, MBA Q: We are concerned about the increasing cost of higher education for our children. What benefits might we and our children gain by contributing to a 529 savings plan? The Problem […]
