Kiplinger’s Personal Finance Disability Insurance

Kiplinger’s Personal Finance Disability Insurance

If you make $75,000 a year, over 40 years that’s $3 million.

There’s just over a 1 in 4 chance that someone in today’s workforce may become disabled before reaching age 67.

You may have some disability insurance at work. But, benefits under a an employer’s plan usually max out at 60% of your salary. And, those benefits are fully taxable at your top tax rate.

Benefits you get under a policy you pay for yourself come to you tax free.

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